Responsibilities:
• Drive the requirements engineering process throughout the entire software lifecycle, from ideation to production deployment.
• Elicit, analyze, and align business requirements with stakeholders and domain experts.
• Translate business needs into user stories, acceptance criteria, and detailed functional specifications.
• Support the Product Owner in backlog refinement and prioritization.
• Collaborate closely with developers to ensure shared understanding of requirements and business objectives.
• Assess the impact of functional and technical changes on existing processes and systems.
• Support testing activities, defect analysis, and business acceptance.
• Ensure clear and consistent documentation of requirements and solution artifacts.

Mandatory Qualifications:
• Minimum of 5 years of experience as a Requirements Engineer, Business Analyst, or System Analyst.
• Experience in the banking or financial services industry.
• Proven track record in analyzing and specifying requirements for complex software solutions.
• Strong experience in writing user stories, acceptance criteria, and functional specifications.
• Solid SQL knowledge and understanding of data models, APIs, and system integrations.
• Technical understanding of end-to-end processes and distributed system landscapes.
• Experience working in agile software development environments (Scrum).
• Fluent German and good English communication skills, both written and spoken.
• Strong communication and stakeholder management skills.
• Senior-level professional with a high degree of independence and the ability to become productive quickly.

Preferred Qualifications:
• Experience with lending, loan origination, or online financing platforms.
• Knowledge of loan application, credit assessment, credit decisioning, or loan servicing processes.
• Experience with Camunda, or comparable process modeling tools.
• Experience in software testing, business acceptance testing, and defect analysis.
• Experience with Jira and Confluence.
• Experience working in distributed or international teams.

Personal Skills:
• Strong analytical and problem-solving mindset
• Proactive and self-driven way of working
• Ability to bridge business and technical perspectives
• Structured and solution-oriented approach
• Strong delivery focus and ownership mindset